Umbrella Insurance

Personal Umbrella Insurance is an extra level of liability coverage or excess coverage. Umbrella insurance drops down to protect you in the event you are sued for damages beyond what your homeowner or auto insurance covers. Umbrella insurance can also provide coverage that your other policies don't.

Who might need Umbrella coverage?

Someone who:

• Has significant assets or savings
• Self employed
• Homeowners who have dogs, pools, trampolines or other things that can cause injury or lawsuits
• Coach kids sports or volunteer
• Serve on the board of a nonprofit
• Makes it a habit to post reviews of businesses and products
• Engage in hobbies that have a significant chance of injuring someone else, i.e. hunting, boating, skiing…

Please contact us if you have questions concerning Umbrella Insurance and whether it makes sense for you.