Personal Umbrella Insurance

Umbrella insurance is a secondary type of liability insurance that covers your personal liability. Also known as a personal excess liability insurance policy, this type of policy is not a stand alone policy which is why it is known as a secondary policy. Umbrella insurance gives you added liability protection for lawsuits, and claims that rise against you. It is an inexpensive way to protect your financial future or established assets.  Personal Umbrella Insurance kicks in when your base policy liability limit is not enough. It protects you above and beyond the limits on your homeowners or condo insurance, car insurance, watercraft or other personal insurance policies.  Give us a call to discuss if an umbrella policy is a smart choice for you.