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Boat Insurance

What Does Boat Insurance Cover?

Your boat insurance policy may include the following:

  • Collision damage: Includes repair or replacement of your boat, but may or may not include clean-up of wreckage unless you purchase optional additional coverage.

  • Property damage liability: Covers damage you might cause to someone else’s boat, a dock, or other property or structures.

  • Bodily injury liability: Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.

  • Comprehensive: Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.

  • Additional coverage options: Coverage for medical payments, fishing equipment, oil spills, personal property and roadside assistance, as well as damages and injuries from accidents caused by boaters who are uninsured or underinsured.

Let’s talk about how and where you will be using your boat.  We’ll help you find the right coverage for you, at the right price.