Pohanka Insurance

 

Serving VA, MD, and DE we here at Pohanka Insurance, are dedicated to you and all your different insurance needs. We have over 20 years experience, and our most important win is making you a happy, life-long customer. 

 

Agents conveniently located in all Pohanka of Salisbury dealerships.


What We Insure

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AUTO

As an independent insurance agent, we can compare quotes from a number of insurance companies that meet your personal or business needs. Feel free to give us a call today for your free quote or click below.

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Business

We take the time to understand your business's unique needs and customize a plan specifically tailored to those needs.

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Life

We have you covered for every stage of life.

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Homeowners

There are a lot of different ways we can keep you and your family safe if tragedy strikes. From custom packages to a consultation on what your options are, we've got all your homeowners insurance needs covered.

 

Benefits

Same day auto insurance

24/7 assistance and claims

Friendly, helpful, & knowledgeable staff

Your own personal account manager

Safety First tips for you & your family 

Free insurance consultations

Discounts on car insurance rates

Discounts when you bundle

Business packages


 

4 Advantages of an Independent Insurance Agent

An independent insurance agent is an individual that does not work for one particular insurance company. Instead, they sell insurance policies from several companies. Working with this type of insurance agent instead of an agent that is affiliated with a particular brand can be helpful. Here are some of the advantages of working with this type of agent.

1. More Choices

One of the biggest advantages of working with this type of insurance agent is that you will have more choices. When you work with one insurance company, you will have limited insurance options available. On the other hand, when you work with an independent insurance agent, they can show you all the options from many insurance companies. This will provide you with many options to choose from and it will ensure that you find a policy that you like.

2. Save Money

Another advantage of using an independent insurance agent is that you will be able to save money. When you look at different choices, you can generally find one that is quite a bit cheaper than the rest. The insurance agent will not try to make you focus on a particular brand or company and will instead be focused on helping you find the best deal. This will allow you to save money on your premiums and still get a policy that gives you what you need.

3. Unbiased Advice

Working with an independent agent can also provide you with much needed, unbiased advice. When you work with only one insurance company, they will want you to believe that they are the best option for you. In reality, they may not even be one of the top three choices that you should be looking at. Independent insurance agents are very knowledgeable about the industry and the different companies that exist in the marketplace. They have worked with customers in the past and have a good idea of which companies have the best track record when it comes to pleasing their customers. They can narrow your options down and help you choose between the best insurance companies in the market.


4. Help With Claims

If you have an insurance claim, this type of agent will most likely help you with the process. Since they do not work for a particular insurance company, they do not have to go by the strict protocol that company agents do. Even though the insurance company will most likely send in adjuster to look at your loss, you have an agent that will be working for you. The insurance industry is very complicated and there is a lot of technical jargon that is used. If you are not familiar with how the process works, the insurance company can end up taking advantage of you. If you have a trained professional working for you, instead of the insurance company, you will get a fair settlement that puts you back where you were prior to the loss.

 
 

 

Knowledge Base

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Choosing Your Coverage

We know it's often hard to figure out what kind, or how much coverage you should have, we are here to explain what your policy offers. We will also make recommendations that we think make sense for YOU.


Taking Care of Your Business

It’s hard to know just how your specific business needs to be insured. But don’t worry, today we’re going to go over all your questions. We offer commercial auto and homeowner’s insurance.

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Pohanka’s Pay it Forward program was founded in the midst of the recession in 2009. The recession hit the automotive community hard, especially on Delmarva where over 30% of new car franchises actually went out of business between 2007 and 2009. All the while non-profits needed our support more than ever. Advertising budgets dried up and non-profits were the first to be cut by most businesses. Instead of cutting charitable giving, we did just the opposite and started Pohanka Pays it Forward. Since its foundation in 2009, Pohanka of Salisbury has donated over $1,000,000.00 to 750 charitable organizations and counting.